looking for a loan for a commercial property?
We'll manage your commercial loan process so you have more time
for
your business.
your weekends.
expanding your team.
your family.
the next big idea.
the important things.
simplify the commercial loan process
Want to buy or refinance a commercial property but not sure where to start?
We offer a full suite of commercial loan products for our clients.
We take the cumbersome process of shopping for a commercial loan and turn it into a clear and easy-to-understand experience. Meanwhile, you can make sound strategic decisions about your financing.
Commercial lending is an entirely different category of lending - so we take the time to provide you with expectations. Walk in with questions, walk out with answers.
a perfect match
We’re the perfect fit to help with your commercial loan if your property is in California and…
your looking to buy a commercial property & obtain great financing
Commercial property can be a valuable investment, and we’re here to take care of the hard part.
you value our network of lenders that will get the right mortgage for you
Never settle for less than the best. We have access to a wide arrange of options that will have you positioned properly.
You want to refinance a commercial property to get better results
Whether you need cash now for property upgrades or to invest in other places, we can structure a deal to your needs.
what our clients say
“My client was able to expand his business as a result of some careful evaluations by the loan officer working on the loan transactions”
How it works
Our seamless commercial loan process
submit Application & upload documents
get pre approved
complete inspections
celebrate!
frequently asked questions about commercial loans
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We offer SBA- Small Business Administration Commercial loans and Commercial loans for about every Property Types and Type of Borrower, for Purchase and Refinance
-Our top Property Types:
-Residential Income/ Rental -Property
-Mobile/ Manufactured Home Park
-Mixed Use- Commercial and Residential
-Retail
-Land/ Lot
-Hospitality
-Religious
-Industrial
-Office
-Special Purpose
-Agricultural
-Entertainment/. Recreational
-Medical/ Health Care
-Residential Subdivision
Our top Borrower Types:
-Limited Liability Company (LLC)
-Individual
-C- Corporation
-Nonprofit Organization
-S- Corporation
-Sole Proprietor
-Single Member LLC
-Limited Partnership
-Foreign National
-General Partnership
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We offer Small Business Administration loans and Commercial Loans for all kinds of property types and borrower entities.
We are able to submit loans to any bank or lending institution that has the loan product that fits our clients’ need and the scenario we are looking for. Banks typically are limited to only the Commercial Loans in their offerings and do not offer access to the greater marketplace ensuring you the flexibility to get the right loan, at the right rate and at the best price.
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Depending on the complexity of the situation and the timeline of obtaining an appraisal report and other required inspections and reports, we can close most commercial loans within 45 to 90 days.
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Usually, refinances take less time than purchases since less documentation is required, and there are less moving parts than on a purchase. Again, the timeframe for obtaining an appraisal and the necessary inspections from third party vendors play a large part in determining time to close, but typically refinances can be completed in 45-60 days.
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Like a residential loan, you will be asked to document your income, assets, and credit, as well as the funds you will need for a down payment and closing costs and cash reserves when you are purchasing a property.
Typical additional documentation would include a Personal Financial Statement, Current Rent Roll of rents received from the property, projected rent roll of rents you anticipate receiving from the property in the future, and current lease agreements, if any.